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@media(max-width:900px){.cp-header__inner{grid-template-columns:1fr 200px;gap:8px 20px}.cp-logo{grid-column:1;grid-row:1;border:0}.cp-logo br{display:none}.cp-header__tagline{grid-column:1;grid-row:2;padding:0;font-size:16px}.cp-header__cta{grid-column:2;grid-row:1/3}.cp-nav{grid-column:1/-1;grid-row:3;justify-content:flex-start;gap:28px}.cp-nav a{font-size:14px}.cp-hero h1{font-size:49px}.cp-hero__lead{font-size:16px}.cp-hero__numbers b{font-size:90px}.cp-hero__numbers p>span{font-size:16px}.cp-article-layout{grid-template-columns:minmax(0,1fr)}.cp-sidebar{display:grid;grid-template-columns:1fr 1fr;gap:24px}.cp-card-grid{gap:16px}.cp-article-card__title{font-size:18px}.cp-interest-entry{gap:24px;padding:24px;grid-template-columns:1fr 1fr}.cp-interest-entry .cp-button{min-width:0;width:100%}.cp-interest-entry__figure{padding-left:20px}.cp-interest-entry__figure>span{font-size:17px}.cp-interest-entry__figure strong{font-size:40px}.cp-section-heading{align-items:flex-start;flex-direction:column;gap:12px}.cp-section-heading__title{font-size:28px}}
@media(max-width:700px){.cp-container{width:calc(100% - 32px)}.cp-header__inner{grid-template-columns:1fr auto;padding-block:14px;gap:8px}.cp-logo{font-size:16px;line-height:1.5;grid-column:1/-1;padding:0}.cp-header__tagline{font-size:15px;line-height:1.6;grid-column:1/-1;grid-row:2}.cp-header__cta{display:none}.cp-menu-toggle{display:block;grid-column:2;grid-row:3;border:1px solid #000;background:#fff;min-height:44px;padding:8px 14px;font-size:14px;font-weight:800}.cp-nav{grid-column:1/-1;grid-row:4;display:flex;flex-wrap:wrap;gap:2px 20px}.cp-header.is-enhanced .cp-nav{display:none}.cp-header.is-enhanced.is-open .cp-nav{display:flex}.cp-nav a{font-size:15px}.cp-hero__inner{min-height:0;padding:26px 0 0}.cp-hero__copy{width:100%;max-width:none}.cp-hero h1{font-size:40px;line-height:1.2;letter-spacing:-.065em}.cp-hero__lead{font-size:16px;margin-block:20px}.cp-hero .cp-actions{max-width:none;gap:12px}.cp-hero .cp-button{font-size:15px;min-height:60px;padding:12px}.cp-actions{flex-direction:column}.cp-hero__art{position:relative;height:320px;margin-top:22px}.cp-hero__art picture{width:275px;right:auto;left:-4px;bottom:-24px}.cp-hero__art::after{display:none}.cp-hero__numbers{top:24px;right:4px}.cp-hero__numbers b{font-size:88px}.cp-hero__numbers small{font-size:29px}.cp-hero__numbers p>span{font-size:16px}.cp-section{padding-block:24px}.cp-section-heading{margin-bottom:20px}.cp-section-heading__title{font-size:25px;border-left-width:6px;padding-left:10px}.cp-section-heading__note{font-size:14px}.cp-card-grid{grid-template-columns:1fr;gap:20px}.cp-article-card__body{padding:18px}.cp-article-card__title{font-size:21px}.cp-latest .cp-article-card__image{height:auto;aspect-ratio:16/8}.cp-interest-entry{grid-template-columns:1fr;gap:26px;padding:20px}.cp-interest-entry__question{font-size:28px}.cp-interest-entry__figure{border-left:0;border-top:1px solid #ccc;padding:24px 0 12px}.cp-interest-entry__figure strong{font-size:56px}.cp-interest-entry__figure>span{font-size:20px}.cp-themes{grid-template-columns:1fr;gap:18px}.cp-theme h3{padding:14px 16px;font-size:24px}.cp-theme li a{font-size:16px;padding:16px}.cp-theme__more{font-size:14px;padding:12px 16px}.cp-building-search{grid-template-columns:1fr;gap:12px}.cp-building-search input{height:56px;font-size:16px}.cp-hisa{grid-template-columns:86px 1fr;gap:16px}.cp-hisa>img{width:86px;height:86px;border-width:2px}.cp-hisa p{font-size:16px;line-height:1.9}.cp-hisa__statement{margin-left:-102px;margin-top:24px}.cp-closing{padding-block:38px 44px;margin-top:24px;background-size:auto 75%}.cp-closing h2{font-size:31px;line-height:1.5}.cp-closing h2 span{display:block}.cp-closing .cp-actions{margin-top:24px;gap:12px}.cp-closing .cp-button{min-height:60px;font-size:15px}.cp-footer__nav{gap:4px 22px}.cp-footer__brand{font-size:15px}.cp-article-layout{padding-block:26px 44px;gap:30px}.cp-article-header__title{font-size:28px;line-height:1.6}.cp-article-body{font-size:16px;line-height:2}.cp-article-body>h1{font-size:26px}.cp-article-body h2{font-size:24px;padding-left:12px;margin-block:36px 22px}.cp-article-body h3{font-size:21px}.cp-article-body table{font-size:14px}.cp-article-body th,.cp-article-body td{padding:10px;min-width:105px}.cp-article-body>table{display:block;overflow-x:auto}.cp-sidebar{grid-template-columns:1fr;gap:0}.cp-sidebar__box{padding:22px}.cp-sidebar__text{font-size:16px}.cp-toc__header{padding:12px 16px}.cp-toc__body{padding:0 16px 20px}.cp-article-layout__main>.cp-section .cp-card-grid{grid-template-columns:1fr}.cp-category-hero{padding-block:30px;margin-bottom:28px}.cp-category-hero__title{font-size:34px}.cp-category-hero__title::before{width:32px;height:32px}.cp-category-hero__desc{font-size:16px}.cp-page-about .cp-article-body{padding-block:0 40px}.cp-page-about .cp-article-body>h1{font-size:34px;margin-block:28px}.cp-page-about .cp-article-body>h1::before{width:70px;height:70px;margin-right:16px}}

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@media(max-width:1150px){.top-page .site-header{grid-template-columns:290px 1fr 220px;gap:0 16px}.top-page .brand{font-size:18px}.top-page .tagline{font-size:18px}.top-page .header-nav{gap:12px}.top-page .header-nav a{font-size:13px}.top-page .wrap{width:calc(100% - 64px)}.top-page h1{font-size:62px}.top-page .hero-copy{width:64%}.top-page .hero-building{right:-30px;width:1000px;height:590px}.top-page .hero-loss{font-size:78px}.top-page .hero-yield{font-size:90px}.top-page .hero-cash{font-size:72px}.top-page .hero-figures{right:0}.top-page .sim-panel{grid-template-columns:240px 1fr}.top-page .loan-chart{grid-column:2;grid-row:1}.top-page .loan-output{grid-column:1/-1}.top-page .repay-table td{padding:12px}.top-page .category-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.top-page .category-card h3{font-size:23px}.top-page .report-heading{grid-template-columns:48px 1fr;gap:8px}.top-page .report-heading h3{font-size:17px}.top-page .price-grid dd{font-size:17px}.top-page .price-grid small{font-size:11px}.top-page .report-verdict{flex-wrap:wrap}.top-page .section-heading{flex-wrap:wrap;gap:10px}.top-page .hero-actions{flex-direction:column;max-width:470px}.top-page .hero-inner{min-height:620px}.top-page .hero-figures{top:70px}}
@media(max-width:900px){.top-page .site-header{grid-template-columns:1fr 220px;gap:8px 20px}.top-page .brand{grid-column:1;grid-row:1;border:0}.top-page .tagline{grid-column:1;grid-row:2;padding:0;white-space:normal;font-size:16px}.top-page .header-cta{grid-column:2;grid-row:1/3}.top-page .header-nav{grid-column:1/-1;grid-row:3;justify-content:flex-start;gap:32px}.top-page h1{font-size:52px}.top-page .hero-loss{font-size:66px}.top-page .hero-loss span{font-size:24px}.top-page .hero-yield{font-size:80px}.top-page .hero-cash{font-size:62px}.top-page .hero-building{right:-100px;width:900px;opacity:.75}.top-page .hero-copy{width:69%}.top-page .hero-lead{font-size:16px;max-width:450px}.top-page .report-grid{gap:10px}.top-page .report-card{padding:10px}.top-page .report-heading{grid-template-columns:1fr}.top-page .report-heading img{height:60px;width:60px;display:none}.top-page .report-heading h3{font-size:17px}.top-page .price-grid{grid-template-columns:1fr}.top-page .price-grid>div{display:flex;justify-content:space-between;border-bottom:1px solid #ddd;align-items:center}.top-page .price-grid dt{background:none;padding:4px 0}.top-page .price-grid dd{border:0;padding:4px 0}.top-page .report-verdict b{font-size:24px}.top-page .closing h2{font-size:38px}}
@media(max-width:700px){.top-page .wrap{width:calc(100% - 32px)}.top-page .preview-banner{font-size:12px;padding:6px 8px}.top-page .site-header{display:flex;flex-wrap:wrap;gap:10px;padding-block:14px 0}.top-page .brand{font-size:17px;line-height:1.3;padding:0;width:100%;letter-spacing:-.05em}.top-page .brand br{display:none}.top-page .tagline{font-size:16px;line-height:1.55;width:100%;letter-spacing:-.06em}.top-page .header-cta{display:none}.top-page .header-nav{display:flex;width:100%;overflow-x:auto;justify-content:flex-start;gap:23px;min-height:50px;scrollbar-width:thin}.top-page .header-nav a{font-size:14px;min-height:44px}.top-page .header-nav .search-shortcut{display:none}.top-page .hero-inner{min-height:0;padding:24px 0 0}.top-page .hero-copy{width:100%}.top-page h1{font-size:40px;line-height:1.18;letter-spacing:-.06em}.top-page .hero-lead{font-size:16px;font-weight:800;margin-top:20px;line-height:1.8;max-width:358px}.top-page .hero-actions{flex-direction:column;margin-top:20px;gap:12px;max-width:none}.top-page .hero-actions .button{font-size:15px;width:100%;min-height:60px;padding:12px}.top-page .hero-art{position:relative;height:340px;margin-top:18px}.top-page .hero-building{width:290px;height:363px;right:auto;left:-5px;bottom:-24px;opacity:1;object-fit:contain}.top-page .hero-art:after{display:none}.top-page .hero-figures{right:0;top:28px;transform:rotate(-4deg)}.top-page .sample-label{font-size:12px}.top-page .hero-loss{font-size:62px;margin-top:10px!important;letter-spacing:-.07em}.top-page .hero-loss span{font-size:22px}.top-page .figure-label{font-size:17px;margin-top:13px!important}.top-page .hero-yield{font-size:69px}.top-page .hero-yield span{font-size:33px}.top-page .hero-cash{font-size:56px}.top-page .hero-cash span{font-size:23px}.top-page .hero-cash small{font-size:23px}.top-page .section{margin-block:44px}.top-page h2{font-size:25px;line-height:1.3}.top-page .section-heading{gap:10px;margin-bottom:18px;display:block}.top-page .section-heading h2{border-left-width:6px;padding-left:10px;flex-shrink:1}.top-page .section-heading p{font-size:14px;margin-top:10px}.top-page .report-grid{grid-template-columns:1fr;gap:16px}.top-page .report-card{padding:14px}.top-page .report-heading{grid-template-columns:66px 1fr;gap:12px;min-height:90px}.top-page .report-heading img{display:block;height:82px;width:66px}.top-page .report-heading h3{font-size:19px;line-height:1.45}.top-page .report-meta{font-size:13px;gap:8px}.top-page .price-grid{grid-template-columns:1fr 1fr 1.1fr}.top-page .price-grid>div{display:block;border:0}.top-page .price-grid dt{background:#ededed;padding:4px 0}.top-page .price-grid dd{font-size:20px;border-bottom:1px solid #ccc;padding:8px 0}.top-page .price-grid small{font-size:12px}.top-page .report-verdict{flex-wrap:nowrap}.top-page .report-verdict b{font-size:27px}.top-page .report-verdict .text-link{font-size:13px}.top-page .sim-panel{display:flex;flex-direction:column;gap:24px;padding:16px}.top-page .loan-form{width:100%;order:0}.top-page .loan-field{grid-template-columns:100px 1fr 35px;gap:8px}.top-page .loan-field input{font-size:22px;height:48px}.top-page .loan-form .button{min-height:60px;font-size:16px;margin-top:16px}.top-page .loan-output{width:100%;order:1}.top-page .current-payment{font-size:14px}.top-page .current-payment strong{font-size:26px}.top-page .repay-table td{padding:12px 8px}.top-page .repay-table td:last-child{font-size:28px}.top-page .repay-table .new-pay{font-size:13px}.top-page .loan-chart{width:100%;order:2;align-self:auto;padding:12px}.top-page .loan-chart figcaption{font-size:15px}.top-page .sim-note{order:3;font-size:13px}.top-page .category-grid{grid-template-columns:1fr;gap:16px}.top-page .category-card h3{font-size:24px;padding:12px 14px;gap:12px}.top-page .category-icon .icon{width:28px;height:28px}.top-page .article-link{min-height:60px;font-size:16px;padding:12px 14px;gap:12px}.top-page .category-more{font-size:14px;padding:8px 14px;min-height:48px}.top-page .building-form{grid-template-columns:1fr;gap:12px}.top-page .building-form input{height:56px;padding:12px;font-size:16px}.top-page .building-form .button{height:60px}.top-page .building-tags{gap:8px}.top-page .building-tags button{font-size:13px;padding:8px 11px}.top-page #building-results{grid-template-columns:1fr}.top-page .hisa-layout{grid-template-columns:90px 1fr;gap:16px;align-items:start}.top-page .hisa-layout>img{width:90px;height:120px;object-fit:contain;object-position:top}.top-page .hisa-bio p{font-size:16px;margin-bottom:16px}.top-page .hisa-statement{margin-left:-106px!important;margin-top:24px!important}.top-page .closing{padding-block:40px 44px;background-size:auto 65%}.top-page .closing h2{font-size:31px;line-height:1.4;letter-spacing:-.055em}.top-page .closing h2 span{display:block}.top-page .closing-actions{flex-direction:column;gap:12px;margin-top:24px}.top-page .closing-actions .button{min-width:0;width:100%}.top-page .footer{display:block;padding-block:24px 28px}.top-page .footer-brand{font-size:14px}.top-page .footer nav{margin-block:16px;gap:4px 18px;display:flex}.top-page .footer a,.top-page .footer button{font-size:13px}.top-page .mobile-sticky:not([hidden]){display:block;position:fixed;z-index:5;left:0;right:0;bottom:0;padding:8px 16px calc(8px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid #ccc}.top-page .mobile-sticky .button{min-height:52px;padding:10px 16px;width:100%}.top-page.has-sticky{padding-bottom:calc(68px + env(safe-area-inset-bottom))}.top-page .detail-dialog{padding:24px}.top-page .detail-dialog h2{font-size:23px}}
@media(prefers-reduced-motion:no-preference){html:has(.top-page){scroll-behavior:smooth}}
.top-page .tagline{grid-row:1}@media(max-width:900px){.top-page .tagline{grid-row:2}}
.top-page .hisa-layout>img.hisa-avatar{width:176px;height:176px;border-radius:50%;border:3px solid #000;object-fit:cover;align-self:start}@media(max-width:700px){.top-page .hisa-layout>img.hisa-avatar{width:88px;height:88px;border-width:2px}}

@media(max-width:700px){
 .top-page .risk-block{margin-top:32px;padding-top:24px}
 .top-page .risk-block h3{font-size:29px}
 .top-page .risk-kicker{font-size:13px;letter-spacing:0}
 .top-page .principal-grid{grid-template-columns:1fr;gap:14px}
 .top-page .principal-card{padding:18px}
 .top-page .principal-card h4{font-size:19px}
 .top-page .principal-card dd{font-size:30px}
 .top-page .principal-impact{font-size:16px;text-align:left}
 .top-page .principal-impact strong{font-size:38px;overflow-wrap:anywhere}
 .top-page .principal-impact small{font-size:18px}
 .top-page .debt-impact{text-align:left}
 .top-page .equity-form{padding:18px}
 .top-page .equity-inputs{grid-template-columns:1fr;gap:18px}
 .top-page .equity-form .button{width:100%}
 .top-page .equity-chart figcaption{font-size:13px;gap:4px 16px}
 .top-page .equity-chart svg{min-width:0}
 .top-page .equity-table{display:block}
 .top-page .equity-table caption{display:block;font-size:17px}
 .top-page .equity-table thead{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%)}
 .top-page .equity-table tbody{display:grid;gap:14px}
 .top-page .equity-table tr{display:block;border:1px solid #ccc}
 .top-page .equity-table tbody th{display:flex;justify-content:space-between;align-items:center;border:0;padding:12px 14px;background:#181818;color:#fff}
 .top-page .equity-table tbody th span{margin:0;font-size:14px}
 .top-page .equity-table td{display:flex;justify-content:flex-end;align-items:baseline;flex-wrap:wrap;gap:0 3px;border:0;border-top:1px solid #ddd;padding:12px;font-size:18px}
 .top-page .equity-table td:before{content:attr(data-label);font-size:12px;font-weight:500;margin-right:auto}
 .top-page .equity-table small{font-size:11px}
 .top-page .equity-summary{font-size:16px}
 .top-page .profit-warning{padding:18px 14px}
 .top-page .profit-warning h4{font-size:24px}
}

@media(max-width:1000px){.cf-hero-grid{gap:24px;grid-template-columns:1.3fr 1fr}.cf-cover-sheet{padding:20px}.cf-cover-sheet li strong{font-size:20px}.cf-cover-sheet li{gap:10px}.cf-hero h1{font-size:48px}.cf-empty{grid-template-columns:1fr}.cf-empty .cf-button{justify-self:start}.cf-tool{padding:28px;gap:28px}.cf-check-grid{gap:12px}.cf-check summary{padding:18px 14px;grid-template-columns:24px 1fr 14px;gap:8px}.cf-check h3{font-size:17px}.cf-check>p{padding:0 14px 20px}.cf-story-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:700px){.cf-page .cp-container{width:calc(100% - 32px)}.cf-page h2{font-size:26px}.cf-breadcrumb{padding:16px 0 24px}.cf-hero-grid{grid-template-columns:1fr;gap:32px}.cf-hero h1{font-size:clamp(30px,9.7vw,40px);line-height:1.3}.cf-hero h1 .cf-title-name{font-size:16px;margin-bottom:18px}.cf-hero-lead{font-size:15px}.cf-hero-actions{flex-direction:column;align-items:stretch;gap:10px}.cf-hero-actions .cf-button{width:100%}.cf-hero-diagnosis{justify-content:center}.cf-page .cf-hero{padding-bottom:36px}.cf-cover{min-height:0;padding:0 5px}.cf-cover-building{height:330px;bottom:-35px;right:-17%;width:135%}.cf-cover-sheet{transform:rotate(1deg);box-shadow:7px 7px 0 #c4001833;padding:20px}.cf-cover-icon{width:30px;height:30px;margin-bottom:10px}.cf-cover-sheet ol{margin:12px 0}.cf-cover-sheet li{padding:12px 0}.cf-cover-sheet li strong{font-size:20px}.cf-cover-sheet>p:first-of-type{font-size:13px}.cf-theme-nav>.cp-container{overflow-x:auto;width:100%;padding-inline:16px}.cf-theme-nav a{flex:0 0 auto;padding:16px;font-size:14px}.cf-section{padding-block:40px}.cf-section-heading{display:block;margin-bottom:20px}.cf-section-heading>p{margin-top:12px}.cf-section-heading>p strong{font-size:22px}.cf-empty{padding:22px;gap:20px}.cf-empty h3{font-size:21px}.cf-empty .cf-button{width:100%}.cf-button{font-size:15px;padding:16px 18px;gap:12px;min-height:58px}.cf-checks{padding-block:36px}.cf-check-grid{grid-template-columns:1fr;gap:14px}.cf-check summary{padding:18px;grid-template-columns:30px 1fr 18px;gap:10px}.cf-check h3{font-size:19px}.cf-check>p{padding:0 18px 22px;font-size:15px}.cf-tool{grid-template-columns:1fr;padding:22px;gap:28px}.cf-tool h2{font-size:26px}.cf-tool .cf-button{width:100%}.cf-tool-flow{border-left:0;border-top:1px solid #ccc;padding:24px 0 0}.cf-tool-flow b{font-size:18px}.cf-author{grid-template-columns:70px 1fr;align-items:start;gap:18px;padding-bottom:40px}.cf-author>img{width:70px;height:70px}.cf-author h2{font-size:22px}.cf-author .cf-kicker{font-size:11px;margin-bottom:6px}.cf-author p:not(.cf-kicker){font-size:14px}.cf-closing{padding-block:42px}.cf-closing h2{font-size:34px}.cf-closing p{font-size:14px}.cf-closing>.cp-container>.cf-button{min-width:0;width:100%;font-size:14px}.cf-closing .cf-connection-note{font-size:12px}.cf-related-grid{grid-template-columns:1fr;gap:12px}.cf-related-grid a{padding:18px;gap:14px}.cf-related-grid strong{font-size:17px}.cf-story-featured{grid-template-columns:1fr}.cf-story-art{height:200px;min-height:0}.cf-story-body{padding:22px}.cf-story h3{font-size:23px}.cf-story-grid{grid-template-columns:1fr}.cf-story-meta{font-size:12px}.cf-sticky{display:grid;grid-template-columns:1.8fr 1fr;position:fixed;left:0;right:0;bottom:0;z-index:25;background:#fff;border-top:1px solid #ddd;padding:8px 12px calc(8px + env(safe-area-inset-bottom));gap:8px}.cf-sticky a{display:flex;justify-content:center;align-items:center;gap:12px;font-size:13px;font-weight:800;min-height:48px;border:1px solid #111}.cf-sticky a:first-child{background:#c40018;color:#fff;border-color:#c40018}.cf-page .cp-footer{padding-bottom:96px}.cf-page:has(dialog[open]) .cf-sticky{visibility:hidden}.cf-dialog{padding:30px 22px}.cf-dialog h2{font-size:24px}.cf-article-next{padding:20px}.cf-article-next h2{font-size:24px}.cf-article-next .cf-button{width:100%;font-size:14px}}
